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Larry Krause, CFP®

In 1979 he founded what is now known as Tessara Financial Advisors, Inc." He is a recognized leader in the field of financial and investment planning. In addition, Mr. Krause has extensive experience as a general partner of Limited Partnerships and managing member of Limited Liability investments which have invested in opportunities such as oil and gas, venture capital, equipment leasing, real estate and proprietary manufacturing.

Mr. Krause has been on the Advisory Committee of the Golden Gate University programs for the Masters degree in Business Administration and a Masters degree in Financial Planning. In addition, he has authored two hard cover books: The Money Go Round and Sleep Tight Money. He has written columns, and has been interviewed or quoted in just about every major newspaper and/or financial magazine in the country. For more than 10 years he was on the Ronn Owens radio show quarterly on KGO radio and for two years on the 6 o'clock news weekly on KGO TV answering financial questions from the public.

In October 1997, Mr. Krause paid a civil penalty and was suspended for a period of twelve (12) months, and KW Securities Corporation was censured. The dispute was because one of Mr. Krause's corporations borrowed money from some limited partnerships of which Mr. Krause was the General Partner. There was not a specific authorization for the borrowings, nor was it prohibited. All investor accounts were always paid both principal and interest in a timely manner, and no investor lost any money whatsoever. There were no investor complaints and both Mr. Krause and KW Securities Corporation are in good standing with the SEC.